Are you behind in payments? Are you worried about losing your home to foreclosure? Have you tried to work with the bank to find a way to stay in your home, and find out you don’t qualify for a loan modification.
A short sale is a way to help you avoid foreclosure, if you are no longer able to remain in your home. A short sale will help you sell your home for less, and settle your debt with the lender. The lender must agree to the price that the home will be sold for and the terms of the offer.
As a home owner you will need to provide the following to determine if you are eligible for a short sale:
- you have a hardship, such as a job loss, divorce or medical emergency
- you owe more than your house is worth
- you’re unable to afford your current monthly mortgage payment
- you’re unable to modify your current home loan
If you decide that a short sale is for you, or you would like to find out if this is the right way to go, feel free to contact me and we can discuss your options and contact your lender.
Over the past year I have helped more then 10 home owners avoid foreclosure. It cost you nothing to schedule a time to discuss your situation.
If we determine that a short sale is the way to go and we list your home, I offer a system that will keep you and the bank informed throughout the process. You will be able to log in anytime and see the status of your listing, and then the process of your short sale after we get an offer.
Contact me today to avoid foreclosure. A short sale will hurt your credit but not as bad or as long as a foreclosure.
I can help you pick up the pieces and move on, and get a fresh start.